Achinthya Bharadwaj – teknospire

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Achinthya Bharadwaj
FI series 4

Financial literacy – The fourth pillar of Financial Inclusion

The post first appeared on linkedin. To get more such insights, please connect with me here. While I was privileged to go to school, get educated, watch tv, buy books, during my adolescent days. I never realized some people do not have access to primary education until I saw this ad on Doordarshan – राष्ट्रीय साक्षरता मिशन [National Literacy...
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Regulation in Financial Inclusion

Regulation need to strike a balance to enable Financial Inclusion

The post first appeared on linkedin. To get more such insights, please connect with me here. This is the third part of my Financial Inclusion series, in case you have missed the two here is the link for part one and two. Regulation in Financial Inclusion has two aspects one is about “laying the right rule” the other is “supervision”...
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women and financial inclusion

Women are the “Changemakers” to Financial Inclusion

The post first appeared on Linkedin. To get more such insights, please connect with me here. My last post on LinkedIn spoke about “extra push” from government, brands, banks, and technology. While these are guiding lights of the Financial Inclusion game, the torch-bearing initiators in each household are women. Women the changemakers of the society, it’s worth...
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KPIs to measure ROI of a digital bank

The post first appeared on FINTECH FUTURES. To get more such insights, please connect with me here. An Avaya survey in India a couple of years ago found that 51% of Indians use online banking whereas another report by the Office for National Statistics says 69% of UK population bank online. Digital banking that knocked...
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Financial Inclusion needs an extra push!

The post first appeared on linkedin. To get more such insights, please connect with me here. What is the longest distance you traveled to avail a service? Okay, I am not talking about marathons! But while you are reading this on your smart device waiting for a booked cab or live cricket score, pause as […]
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Fintech and APIs – A Match Made in Heaven?

API technology has become an integral part of Fintech, together offering future-proof solutions for the entire finance industry. Since the year 2000, when web APIs first appeared with the introduction of Salesforce, the technology has been waiting for its perfect match. It roamed the internet connecting with innovative technology and intelligent verticals. Then, one day,...
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Banking-history

Are Banks Heading Towards Extinction?

Will the new technology and innovation make Banks an extinct species? If India is stressing to go #cashless today, are we in a position to adopt blockchain? With small firms now financing small amount loans, the common man could skip the hassle of going to a bank? With Agent Banking providing services at your doorstep...
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